1. Private lending. In this case, the loan company may require the borrower to provide more proof of repayment ability when handling the loan. If the borrower has a mortgage in his name, whether he has a real estate or not, and whether the nature of his work is stable, the pre-loan review will be more severe. At the same time, black
When a household applies for a loan, the lending institution may increase the borrower's loan interest rate or reduce the borrower's loan amount as appropriate.
2. If black households want to apply for loans, they can try to apply for loans from banks through local loan companies, which is one of the channels for black households to apply for loans.
3. Find a loan company. Lending companies usually value collateral more than personal credit. If the borrower borrows money through the loan company and can provide collateral, it will be easier to obtain funds.
1 Can I get a loan from the online loan blacklist? It is usually difficult to get a loan.
At present, many online lending platforms have introduced credit scoring systems, and many online lending platforms have realized blacklist data exchange, sharing borrowers' loan records with other lending platforms. These platforms will set people whose online loans are seriously overdue or even refuse to repay as cyber hackers, and jointly block all online lending platforms. After being blacklisted, loans will basically be rejected on the online lending platform. I suggest you take good care of your credit information and online loan big data. You can try to get your own online loan big data report on data query platforms such as WeChat: "Know the data early" and analyze your credit situation.
2 Credit information is black, and online loans can be passed. The following is about illegal households, which can be selected according to the borrower's own conditions:
1. Private lending. In this case, the loan company may require the borrower to provide more proof of repayment ability when handling the loan. If the borrower has a mortgage in his name, whether he has a real estate or not, and whether the nature of his work is stable, the pre-loan review will be more severe. At the same time, if a black household applies for a loan, the lending institution may increase the borrower's loan interest rate or reduce the borrower's loan amount as appropriate.
2. If black households want to apply for loans, they can try to apply for loans from banks through local loan companies, which is one of the channels for black households to apply for loans.
3. Find a loan company. Lending companies usually value collateral more than personal credit. If the borrower borrows money through the loan company and can provide collateral, it will be easier to obtain funds.