In one's life, it is inevitable that there will be times when one needs to apply for short-term loans. Many friends know how to borrow thousands to tens of thousands in a short time, but few people know how to borrow 1.5 million in a short time. Here is the method of short-term borrowing of 6.5438+0.5 million yuan.
There are three short-term loans of 654.38+0.5 million, namely commercial banks, private lending companies and online lending platforms. Generally speaking, both commercial banks and private lending companies need borrowers to provide collateral or pledge, while online lending platforms do not. In addition, the review process and the speed of the online lending platform are much higher than other lending channels. Here are several online lending platforms that provide 6.5438+0.5 million short-term loans for your backup.
1 360 IOU is a star loan platform, which mainly provides short-term loans within 12 months. 360 IOUs can provide you with a loan of up to 200,000 yuan, and the daily interest will be repaid as you borrow it. After getting the integral for the first time, it can be recycled.
2. Instant loan is a platform that can provide short-term loans of 6.5438+0.5 million yuan, mainly in the form of installment repayment, with the fastest monthly interest rate of 654.38+00 seconds. You can apply for an instant loan online through the instant financial app without a face-to-face signing.
3. Paipai Loan is a very popular online lending platform, with a maximum amount of 200,000, a term of 3- 12 months and the lowest monthly interest rate. Only many friends with good credit information can get a short-term loan of150,000 yuan from the auction loan.
Generally speaking, applying for short-term loans on the online lending platform saves time and effort, but the loan interest may be high. Therefore, the online lending platform is only suitable for friends who need money badly.
How to borrow 1.5 million yuan from the bank?
As there are many types of loans provided by BOC, the handling conditions and application methods of various loans are different. You can log on to the website of Bank of China () and click "Personal Loan" in "Personal Finance" to view the introduction of relevant loan products. For more information, please call the customer service hotline of China Bank at 95566.
The above contents are for your reference. Please refer to the actual business regulations.
If you have any questions, please contact online customer service of Bank of China.
You are cordially invited to download and use China Bank Mobile Banking APP or China Bank Cross-border GO APP to handle related business.
How to borrow 1.5 million yuan from the Agricultural Bank of China?
The loan of Agricultural Bank is 6,543,800 yuan+0.5 million yuan. You need to follow the following steps:
1. Determine the purpose of the loan: Before applying for a loan from Agricultural Bank, you need to specify the purpose and amount of the loan. This can help you choose the right loan products and help banks better understand your loan needs.
2. Know the loan conditions: Before applying for a loan from Agricultural Bank, you need to know the loan conditions and requirements of the bank, such as loan amount, interest rate, repayment period, required collateral, etc.
3. Preparation materials: You need some necessary materials to apply for a loan from Agricultural Bank, such as ID card, bank account, work certificate, income certificate, real estate license, etc. You need to prepare these materials and make sure they are up-to-date and effective.
4. Fill in the application form: you need to fill in the loan application form provided by the Agricultural Bank and submit the required materials. When filling in the application form, please read each question carefully and make sure to provide accurate and complete information.
5. Waiting for approval: The bank will approve your application, which may take some time. Once your application is approved, the bank will contact you and inform you of the loan amount, interest rate and repayment period.
How can ordinary people borrow 1.5 million?
Honey, I'm glad to answer this question for you. Ordinary people's loan is 6.5438+0.5 million:
I. Personal consumption loans of banks
Commercial banks have consumer loans, with a loan of 6.5438+0.5 million yuan and a term of one year. The bank's personal consumption loan interest rate is generally 7%-8%, which can support various purposes.
Second, microfinance companies.
There are many small loan companies in the market at present. The interest rate pricing range of small loan companies is between 0.9 and 4 times of the benchmark interest rate stipulated by the People's Bank of China. The specific interest rate depends on the comprehensive consideration of loan purpose, term and guarantee method.
Third, online p2p lending.
P2p platforms such as lufax, Renren Loan and Renren Loan are still good. The interest rate of each platform may change slightly according to everyone's specific situation.
Fourth, credit card installment payment.
If the amount of consumption is paid by credit card10.5 million, the borrower's personal assets in the bank are generally required to reach more than 600,000. If it is necessary for funds, you can use an interest-free period, and if it takes a long time, you can use installment payment.
Verb (abbreviation of verb) pawnshop loan
There are two ways, way 1: sell your goods to a pawnshop to get cash 1.5 million. Method 2: Get a pawnshop loan of RMB 6,543,800+0.5 million with the mortgage of self-owned goods, store the goods in the pawnshop during the repayment period, and take them away from the pawnshop after the loan is paid off.
Intransitive verb insurance policy loan
If you have commercial insurance, you can borrow money from the insurance company, up to 80% of the cash value of the policy. Different insurance companies have different restrictions on the number of renewal.
The problems that should be paid attention to in loan are as follows: it is not appropriate to apply for the maximum loan amount for the first time, but you can try to apply for part of it first; Fill in the loan information as completely as possible without false information; The phone number of the contact person must be carefully filled in, because the lending institution may call the phone number of the contact person for review; Keep your mobile phone open when applying for a loan.
There are many problems that need to be paid attention to in lending. Basically, as long as you fill in the complete personal information and meet the loan conditions, the probability of passing the loan review is relatively high.