Which is more cost-effective to buy a car in full or with interest-free loans? Why? Buying a car in full is definitely better than an interest-free loan. On the one hand, it avoids a lot of meaningless extra expenses, on the other hand, it can help users avoid the economic pressure of long-term repayment.

Second, is it cost-effective to buy a car with such a loan?

The normal car price is 63800, the down payment is 30% 19805452, the insurance is about 5000, the renewal premium is 2000, and the deposit is 2000. I'll add it for you to see if it is the same as their calculation.198005452500022002000 = 36452. Good luck.

3. Which is more cost-effective to buy a car with a normal loan or an interest-free loan?

Interest-free loans are more cost-effective

Loan is a kind of financial behavior that many of us usually go to the bank to borrow money when the funds are insufficient, including interest-free loans and normal bank loans.

The normal loan is calculated according to the normal loan interest rate after the bank lends money, and we need to repay the interest accordingly.

Wuxi loan is based on the relevant preferential policies of the bank, and the money paid does not bear interest, so interest-free loan is more cost-effective.

Fourth, is it cost-effective to buy a car with a loan or to buy a car in full?

If there are conditions, of course, it is cost-effective to buy a car in full, and the loan interest is very high. The maximum car loan can only be three years, and four years is very short.