The release certificate is about second-hand houses! For example, if you want to buy my house, you pay the full amount, but I bought it with a loan and borrowed it from a bank. The bank will take my real estate license as collateral and put a mortgage stamp on it! You bought a new house, signed a pre-sale contract with the developer, and then paid the public maintenance fund and deed tax. The rest of the developers have handled it, so you can take it directly when you get the house! "

1. Preparation materials: original real estate license, copy of real estate license amount, ID card, marriage certificate (marriage certificate or single certificate or divorce certificate), income certificate, social security details, etc.

2. Make an appointment at the bank to sign a mortgage loan contract at the bank (the real estate license requires both the property owner and the husband and wife to hold their ID cards at the bank);

3. After the mortgage is approved, go to the housing exchange for mortgage registration;

4. Take out the property right certificate with mortgage registration in the housing exchange, and then send it back to the bank for loan;

5. The general mortgage loan is about one month (30 working days).