Borrowers with good credit and stable income, with a monthly salary of more than 5,000 yuan, are generally more likely to borrow 1 10,000 yuan.

Method 2: Mortgage loan:

If a person has poor credit or unstable income, or low income, but has corresponding collateral as collateral, he can also apply for a mortgage loan. Mortgage loans must have corresponding collateral as collateral.

Method 3: Cash withdrawal by credit card:

If you are a credit card user, you can withdraw 1 10,000 yuan from the credit card limit, and withdrawing cash by credit card is the fastest way to get a loan of 1 10,000 yuan.

Legal basis: Article 35 of People's Republic of China (PRC) Commercial Bank Law. Commercial banks should strictly examine the borrower's loan purpose, repayment ability and repayment method.

Commercial bank loans shall be subject to the system of separating loan review from grading approval.