1. loan l interest rate rises 10%. The current benchmark interest rate was adjusted and implemented on July 7, 20 1 1 year, with an interest rate of 6.90% for five years. The floating interest rate is 7.05% * 1. 1 = 7.755%.

2. The loan interest rate is related to the loan purpose, loan nature, loan term, loan policy and different loan banks. The state sets the benchmark interest rate, and banks determine the differential loan interest rate according to various factors, that is, floating up or down on the basis of the benchmark interest rate. The current benchmark interest rate was adjusted and implemented on July 7, 20 1 1 year. Types and annual interest rates are as follows: short-term loans for six months 6.10%; 6.56% from half a year to one year; 6.65% for one to three years; Three to five years (inclusive) 6.90%; 7.05% for more than five years;

3. The calculation of loan interest is based on floating interest rate, and the interest is adjusted with the adjustment of interest rate. Of course, no matter how it is calculated, it has no effect on the interest paid. Will have an impact on the adjusted interest. After the adjustment of the general bank interest rate, the interest rate of the outstanding part of the loan is also adjusted. There are three forms: first, after the bank's interest rate is adjusted, the newly adjusted interest rate will be implemented at the beginning of the following year; The second is annual adjustment, that is, the new interest rate is adjusted and implemented every year of repayment; Third, the two sides agreed that the new interest rate level will generally be implemented in the month after the bank's interest rate adjustment. The adjustment time of the interest rate of provident fund loans is 1 month 1 day every year;

4. Unless the country (or loan issuing bank) has special policies. During the loan period, the fluctuation (or decline) will remain unchanged. If the benchmark interest rate is adjusted, the loan interest rate will rise (or fall) on the basis of the new interest rate. In other words, as long as the benchmark loan interest rate remains unchanged, the repayment amount will not change.