If you are applying for a consumer loan, you need to use the real estate certificate as collateral. If there is a China Merchants Bank in your city, you can try to apply for a loan through China Merchants Bank, because the requirements and application materials for each loan project are different. You can call 95555 from 8:30-18:00, select "2 Manual Service-"1" Personal Banking Business-"4" Personal Loan Business to enter the manual service, and provide the loan purpose and city to learn more about the required information.

Whether the loan application is approved or not, please refer to the comprehensive review results of the handling bank’s personal loan department