Reliable! My friend started doing it in Rong Feng Garden, and it was soon finished. They will help you with the formalities. The key is to find the right investment company and pay attention to whether it is qualified.

2. Can I apply for a mortgage loan?

Housing mortgage procedures must be handled by myself and may not be entrusted to others.

I. Procedures for applying for real estate mortgage loan

1. Submission of information and application

2. Bank investigation and approval

3. Sign loan contracts and other legal documents.

4. Apply for mortgage registration and purchase insurance.

5. Lending

6. The borrower shall repay the loan on schedule as agreed in the contract.

7. Settle the loan and cancel the mortgage registration

Second, the application materials for housing mortgage loans

1, house ownership certificate

2. Mortgage application form

3. Mortgage contract

4. Information to prove the value of the house

5. Power of attorney

6. Mortgagor's identity certificate or legal person business license or code certificate (original and photocopy)

7. Non-residential housing mortgage needs to submit land use certificate.

8, the collective ownership enterprise housing mortgage submitted to the workers' congress resolution.

9. For the real estate mortgage of limited liability companies and joint stock limited companies, the certificate of the resolution of the board of directors and the certificate of the members of the board of directors issued by the industrial and commercial department shall be submitted.

10. For the mortgage of houses of Sino-foreign joint ventures, cooperative enterprises and wholly foreign-owned enterprises, the certificate of the resolution of the board of directors and the certificate of the members of the board of directors issued by the industrial and commercial department shall be submitted.

Extended data:

I. Conditions for applying for real estate mortgage loan

1, a natural person who has reached the age of 18 and has full capacity for civil conduct.

2. Have a stable occupation and income, good credit and repayment ability.

Second, the real estate mortgage repayment method

1. For loans with a term of less than 2 years, you can pay interest monthly and repay the principal once or twice.

2. For loans with a term of more than 2 years, you can choose the repayment method of equal principal and interest or the average capital (decreasing).

Third, Taiyuan: How to apply for real estate mortgage for commercial loans?

You have to apply to the provident fund loan center before you can apply.

Fourth, can't real estate license loans be their own loans?

The real estate license loan needs me, not necessarily handled by me. You need to submit a written loan application to the bank with your ID card, household registration book, marriage certificate, real estate license, house purchase contract and bank statement. Banks review the qualifications of borrowers and open accounts by signing loan contracts, guarantee contracts and entrusted deduction agreements; Go to the real estate management department for mortgage registration and use the loan. The legal basis is Article 25 of the General Principles of Loans: If a borrower needs a loan, he shall directly apply to the host bank or the agent bank of other banks. Article 27 After accepting the borrower's application, the lender shall investigate the borrower's credit rating and the legality, safety and profitability of the loan, verify the collateral, pledge and guarantor, and determine the loan risk. Article 29 All loans shall be signed by the lender and the borrower. The loan contract shall stipulate the loan type, loan purpose, amount, interest rate, loan term, repayment method, rights and obligations of both borrowers and borrowers, liabilities for breach of contract and other matters that both parties think need to be agreed.