Agricultural Bank of China's wage loan refers to the comprehensive determination of your credit line according to your wage income level and credit status, which can be used for purchasing self-use cars, house decoration, large-scale consumer goods, tourism, education and other consumer expenses. No mortgage or third-party guarantee is required.

China Agricultural Bank paid loan conditions

1, at least 18 years old and not more than 60 years old, with China nationality and full capacity for civil conduct;

2. There are legal and valid identity documents and the household registration certificate (or valid residence certificate) of the place where the loan bank is located;

3. The borrower and spouse meet the credit record conditions stipulated by the Agricultural Bank;

4. Credit score, working years and after-tax annual income meet the standards set by the Agricultural Bank;

5. Stable income and the ability to repay loans on schedule;

6. The purpose of the loan is reasonable and clear;

7. Open a personal settlement account in the Agricultural Bank;

8. Other conditions stipulated by the lending bank.

Loan amount: up to 2 million yuan.

Loan term: The longest term is 5 years.

Loan interest rate: subject to the relevant provisions of the Head Office on interest rate pricing.

Handling procedures: loan application, loan investigation, loan review, loan approval, contract signing, loan issuance and loan recovery by correspondence.