Legal analysis: a loan can be lent without 20% of the funds in the card. Pay attention to the identification and prevention of this kind of network fraud. The forms of this kind of online fraud are: fraudulent use of P2P online lending platforms, small loan companies, financial service companies, banks and other real enterprises and institutions to commit fraud. Under the guise of issuing loans, under the temptation of low interest, no collateral, fast approval and high approval amount, you are required to pay various fees in advance by various means (in name) and implement a series of frauds.

If you encounter the above situation or other similar situations, refuse all the payment requirements of fraudsters, keep calm, pay attention to identify and prevent online fraud, and ensure the safety of your own funds.

It is suggested that the police handle it, which is suspected of constituting a crime of infringing personal information.

Legal basis: Article 253-1 of the Criminal Law of People's Republic of China (PRC), whoever, in violation of the relevant provisions of the state, sells or provides personal information of citizens to others, if the circumstances are serious, shall be sentenced to fixed-term imprisonment of not more than three years or criminal detention, and shall also, or shall only, be fined; If the circumstances are especially serious, he shall be sentenced to fixed-term imprisonment of not less than three years but not more than seven years and shall also be fined. Whoever, in violation of the relevant provisions of the state, sells or provides others with personal information of citizens obtained in the course of performing their duties or providing services shall be given a heavier punishment in accordance with the provisions of the preceding paragraph. Whoever steals or illegally obtains citizens' personal information by other means shall be punished in accordance with the provisions of the first paragraph. Where a unit commits the crimes mentioned in the preceding three paragraphs, it shall be fined, and the persons who are directly in charge and other persons who are directly responsible shall be punished in accordance with the provisions of the preceding three paragraphs.