Applying for entrepreneurial funds for college students:

1. Graduates should apply to the Municipal Personnel Bureau with various materials.

2. The Municipal Personnel Bureau is responsible for the pre-loan review of small loans. It will review whether graduates meet the loan conditions and whether the loan application project is a small loan financial subsidy and low-profit project, and issue a recommendation form. At the same time, Conduct entrepreneurial capability assessments on graduates applying for small-amount guaranteed loans.

3. The application shall be reviewed by the district/county (city) personnel bureau and submitted to the district/county (city) guarantee agency for review.

4. The guarantee agency will review the loan applicant’s guarantee application and the counter-guarantee measures provided.

5. The handling bank will jointly review the loan project in conjunction with the district, county (city) personnel bureau and guarantee agency, and be responsible for the final review of the loan application. If the loan is approved upon approval, the handling bank shall sign a guarantee contract with the guarantee institution, and at the same time sign a loan contract with the loan applicant.

6. College graduates (including junior college students, undergraduates, and graduate students) who engage in self-employment are exempted from paying self-employed registration fees, self-employed management fees, and economic contract sample texts for one year from the date of approval of operations. Cost of production, etc. In addition, if you set up an informal enterprise, you only need to register with the district or county street where you are located, and you will be exempt from tax for 3 years.

Extended information

1. Application conditions:

1. Have not been employed for more than 6 months after graduation, and have registered as unemployed with the local labor and social security department.

2. College graduates or above.

2. Loan methods:

The small loan methods for college graduates to start their own businesses are guaranteed and mortgage (pledge) loans.

3. Loan period:

The small entrepreneurial loans provided by the state to college graduates are government subsidized loans with a term of 1 to 2 years. After 2 years, they will no longer enjoy financial benefits. discount.

The main content of college student entrepreneurship support:

1. Provide financial support to college students for entrepreneurship. The self-employment projects of college students will be comprehensively evaluated based on factors such as employability, technological content, potential economic and social benefits, and market prospects, and free financial support of 20,000 yuan to 150,000 yuan will be provided. The support standards are divided into 4 levels: 20,000 yuan, 50,000 yuan, 100,000 yuan, and 150,000 yuan. Priority support will be given to entrepreneurial projects with independent intellectual property rights and invention patents, energy conservation and consumption reduction, and labor-intensive projects; the amount of support for entrepreneurial entity projects engaged in self-employment shall not exceed 50,000 yuan.

2. Implement entrepreneurial (opening) subsidies for college students. For eligible college students who start their own business for the first time, each person will be given a start-up (opening) subsidy of 5,000 yuan. 2016 College Student Entrepreneurship Policy 2016 College Student Entrepreneurship Policy. Each person and each business license can only enjoy one entrepreneurial (opening) subsidy.