Matching principal and interest repayment method, that is, the total principal and interest of mortgage loans are added up and then evenly distributed to each month of repayment period. The monthly repayment amount is fixed, but the proportion of principal in the monthly repayment amount increases month by month, and the proportion of interest decreases month by month. This method is the most common and recommended by most banks for a long time.

Tips:

1. The above information is for reference only. Lending is risky, so choose carefully.

2. If you need funds, you can also consider a loan from Ping An Bank. Ping An Bank has launched a variety of loan products, with different loan requirements, interest rates and handling procedures. Among them, the new one-loan credit loan is unsecured, unsecured, simple in procedures and fast in approval, with a quota of 300,000-500,000, and the age requirement is 23-55 years old. You can log in to Ping An Pocket Bank APP- Home-Loan to understand and try to apply.

Reply time: 202 1-06-25. Please refer to the latest business changes announced by Ping An Bank in official website.

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