Guarantors do have an influence on their loans. As a loan guarantor, you have the responsibility to help the borrower repay the loan. If the borrower fails to repay the loan on time, the guarantor needs to bear corresponding responsibilities and repay the remaining loan amount in full. So as a guarantor, you need to consider your repayment ability and risk-taking ability.

In addition, as a guarantor, your loan record and credit status will also have an impact on your own loan. If the loans overdue you guarantee defaults, it will have a negative impact on your credit record and may affect your future loan application.

In order to better understand your personal credit status and risks, you can query through Lan Bing data. Just click "Query" on Lan Bing data and enter relevant information, you can find important data information such as personal credit status, blacklist status, application record, overdue status, estimated credit line of credit card, online loan, etc. This kind of inquiry can help you better evaluate your loan risk and make an informed decision.