Since the launch of 20 12, Kaniu Credit Manager has accumulated 80 million users. "One-click" intelligent repayment is another major innovation of Ka Niu after the original functions such as automatic import of bills, intelligent traffic analysis and worry-free reminder of overdue, which directly hits the pain points of users and leads the industry trend.
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Browser computer: macbookpro mos 14 open Google version 92.0.4515.131.
First, the "one-click" bill directly hits the user's pain point.
1. Remember that "bill date" and "repayment date" are compulsory courses for credit card owners. Once the repayment is forgotten, it will be overdue, which will inevitably bring unnecessary trouble to the cardholder's personal credit. Especially for people with multiple credit cards, it is not easy to remember the repayment dates of different banks and different card types.
2. In order to solve these pain points faced by users in bill management, some apps focusing on credit card bill management came into being around 20 12. After five or six years of fierce market competition, some competitors who entered the market early, had strong innovation ability and rich comprehensive resources survived and grew up in the race. At present, Kaniu Credit Manager and 5 1 credit card, which are ranked in the top of the track, have accumulated a huge user scale and obtained huge financing. The company's financial indicators such as revenue and net profit are also very beautiful.
3. From the perspective of product functions, the leading bill management service brands in the market have realized the intelligence of bill import, traffic management and repayment reminder. However, before Ka Niu launched the "one-click clearing" this time, users still need to manually perform the repayment action after receiving the repayment reminder from the APP. If users hold multiple credit cards, they need to repay them manually one by one.
4. "If you just make a repayment reminder, it is not really automatic intelligence." The person in charge of the product of Ka Niu Credit Manager said that the survey results of Ka Niu team for credit card holders showed that 78.2% of the respondents expressed anxiety about forgetting the repayment date; 39.6% of people said that even if they received the repayment reminder from the APP, they still had the experience of forgetting to repay. 56.6% of the respondents said that the reason for giving up the second credit card was that they were worried about holding multiple credit cards and confusing the repayment time.
It is the pain points of these users that need to be solved by Ka Niu's "one-click" smart repayment. According to reports, when users use the "one-click clearing" function of Ka Niu, they only need to set the repayment date, repayment method and other information when they use it for the first time, so that they can realize automatic and intelligent repayment of bills.
5. "Mom doesn't have to worry about my amnesia anymore." A senior credit card user who took the lead in experiencing the "one-click settlement" service of Ka Niu said that there is no need to go to the bill repayment date in fear.
The second is to deepen credit management and continue to lead industry innovation.
1, Ka Niu can create a "one-click" intelligent repayment service in the industry, which is closely related to its long-term innovation potential and the initial intention and determination to deepen the credit management field.
2. As a one-stop comprehensive credit management brand under Shunshou Technology Group, Kaniu Credit Manager aims to help users maintain and manage personal credit in all aspects. By providing users with services such as bill management, consumption analysis, overdue reminder, credit card information, online card handling, convenient credit card repayment and online loan introduction, we have accumulated a huge user scale and all-round service capabilities. 3. In June last year165438+1October, Kaniu launched a brand upgrade, released a brand new logo, and upgraded the full name of the brand from "Kaniu Credit Card Manager" to "Kaniu Credit Manager", continuously improving the breadth and depth of credit management services. In terms of breadth, up to now, Ka Niu can not only help users manage credit card bills, but also help users manage multi-category bills such as provident fund, social security and online loans. In depth, Ka Niu has truly formed a one-stop closed-loop credit service from the earliest bill flow management, repayment reminder, credit card repayment service, and the first "one-click settlement" service in the industry.