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Does the number of pre-marital loans count as family loans?
According to your description:

After marriage, there is no house under the family name, the first deed tax and two sets of loans;

First deed tax:

Below 90 square meters, the deed tax is1%;

More than 90 square meters, deed tax1.5%;

Second suite down payment ratio:

50% down payment for purchasing ordinary housing.

Ordinary residential standards:

The area in the inner ring is less than140m2, and the total price is less than 4.5 million (inclusive);

Between the inner ring and the outer ring, the area is less than140m2, and the total price is less than 365,438+ten thousand (inclusive);

The outer area of the outer ring is less than140m2, and the total price is less than 2.3 million yuan (inclusive);

70% down payment for non-ordinary housing.

I hope my answer can help you.