The loanable amount of life insurance is linked to the cash value of the policy. The accumulated loan amount generally does not exceed 70%-80% of the cash value of the policy. The total policy is 2 million yuan, and the loanable amount is 70%-80% of 2 million yuan, that is, the loanable amount is about 654.38+0.4 million -654.38+0.6 million yuan.

Life insurance is a kind of life insurance with the life of the insured as the subject matter and the life and death of the insured as the payment condition. Like all insurance businesses, the insured transfers the risk to the insurer, accepts the insurer's terms and pays the insurance premium.