The loan amount is a point that users pay more attention to when applying for loans. Secondly, users pay more attention to lending institutions. If the mortgage institution is more formal, the applicant will be more at ease. In the online lending market, microfinance, consumer loans and private loans all have their fixed meanings. So, do microfinance companies belong to private lending?

1, under normal circumstances. Small loan companies do not belong to private lending, mainly because most small loans and private lending do not belong to the same subject. Although small loan companies are legal persons with lending qualifications approved by financial supervision departments, they are still different from private lending.

2. Microfinance companies are natural persons. A limited liability company or a joint stock limited company invested and established by an enterprise as a legal person and other social organizations that does not absorb public deposits and operates microfinance business. Different from microfinance, private lending refers to the financing behavior between natural persons, legal persons and other organizations.

3. There are no legal restrictions on private borrowers. That is, the borrower can be an individual or an enterprise or other organization. A small loan company is an enterprise legal person, which has independent legal person property, enjoys legal person property rights, and bears civil liability for its debts with all its property.

The above is an introduction about whether microfinance companies belong to private lending. I hope the answer helps.