1. The applicant needs to prepare all the materials needed to withdraw the provident fund. According to the different extraction conditions of the provident fund, the materials needed to extract the provident fund are also different. Specific materials can be found in official website, Suzhou Housing Provident Fund Management Center.
2. The applicant personally brings the provident fund withdrawal materials to the counter of the nearest Suzhou local provident fund management center to apply for provident fund withdrawal, and the staff will conduct a preliminary examination.
3. After the staff members pass the preliminary examination, they will issue the application review form for provident fund, and then they need to wait for the review result. The audit period is generally not more than three days.
4. After the approval form of provident fund application is approved, the applicant will be informed by phone.
5. After receiving the notice, the applicant needs to go to the counter where he applied for provident fund withdrawal last time, bring all the necessary materials and go to the counter to withdraw provident fund.
Provident fund handling process:
1. deposit and account opening: individuals need to go through the deposit and account opening procedures at the local provident fund management center first, and they need to bring ID cards, household registration books and other relevant documents and materials:
2. Deposit: individuals pay a certain percentage of wages or total wages every month according to their own conditions and needs. The deposit amount is generally paid by individuals and units:
3. Inquire about account balance: individuals can inquire about the balance and deposit of their provident fund accounts at any time through local provident fund management centers or online.
4. Withdrawal business: When individuals need to withdraw the provident fund, they can prepare relevant supporting materials according to different withdrawal reasons and requirements, and go through the withdrawal procedures at the local provident fund management center:
5. Handling loans: If individuals need to handle housing provident fund loans, they can go to the local provident fund management center to handle loan application procedures according to their own conditions and needs, and need to bring relevant documents and materials, such as house purchase contracts and income certificates.
6. Other businesses: individuals can also handle other businesses in the provident fund management center, such as changing personal information and paying back the provident fund.
To sum up, there may be differences in housing provident fund policies and business processes in different regions. It is recommended to know the local policies and operational procedures in advance for better operation.
Legal basis:
Regulations on the administration of housing provident fund
Article 8
The cities where the people's governments of municipalities directly under the central government, provinces and autonomous regions are located and other cities divided into districts (prefectures and leagues) shall set up housing provident fund management committees as decision-making bodies for housing provident fund management. Among the members of the Housing Provident Fund Management Committee, responsible persons and relevant experts from the people's government, construction, finance, People's Bank and other relevant departments account for 1/3, trade union representatives and employee representatives account for 1/3, and unit representatives account for 1/3.
The director of the housing provident fund management committee shall be a person with social credibility.