2. Within 30 days after the signing of the contract, apply to the housing management department where the real estate is located with the real estate ownership certificate, the legal certificate of the parties, the transfer contract and other relevant documents to declare the transaction price.

3. The housing management department shall review the relevant documents provided and make a written reply on whether to accept the application within 15 days.

4. The housing management department shall review the declared transaction price, and conduct on-the-spot investigation and evaluation of the transferred real estate as required.

5. The real estate management department issues the transfer order.

6. The parties shall go through the formalities of property right transfer with the transfer form and obtain the certificate of real estate ownership.

How to transfer a house by loan?

1. Mortgage: A Simple and Direct Method. In the sale of second-hand housing, it is popular to sell or transfer personal housing to a third party, apply for personal housing loan to change the loan term, change the borrower or change the collateral.

2. The seller pays off the remaining loan with bank loan: If the buyer is unwilling to buy the property with outstanding loan, the seller can pay off the remaining loan with bank loan. But the premise is that the seller has collateral (such as other real estate) recognized by the bank. In this way, the seller can borrow a certain amount from the bank to pay off the real estate loan he wants to sell and promote the completion of the transaction. As far as Bian Xiao knows, the seller pays off the loan first, and then transfers the ownership with the buyer, so the buyer does not have to bear the foreclosure risk.

3. Pay off the remaining loan with the buyer's down payment: this is the mode currently used in second-hand housing transactions. This method is suitable for the case that the original owner's loan amount is low or the remaining loan amount is small after a large amount of repayment. Usually, the buyer will recognize the down payment of 30% to 40% of the total turnover of the property, and the seller can pay off the remaining loan with the down payment of the buyer, and then cancel the mortgage registration of the property and make the next transaction.