Xiaomi installment will not directly call the filled parent number during the loan application process. The loan audit is mainly to verify the personal information and qualification of the borrower, and to fill in the parent number is to contact the borrower's relatives when he defaults on repayment, so as to urge repayment. The platform will not lend money, and will take the initiative to call the filled parent number for review. This practice is to protect the privacy and rights of borrowers and their family members.