The current situation is as follows:

1. Stable financial position: As a listed bank, Industrial Bank’s financial position is relatively stable. According to public information, Industrial Bank's key indicators such as capital adequacy ratio and non-performing loan ratio are in compliance with regulatory requirements, and its profitability has also maintained steady growth in recent years.

2. Extensive business layout: Industrial Bank has a presence in retail, corporate finance, financial markets and other fields, and has achieved certain results in different fields. This diversified business layout will help increase Industrial Bank’s income sources and reduce the risks caused by a single business.

3. Strong risk management capabilities: Industrial Bank has relatively complete systems and processes in risk management, and can effectively identify, evaluate, monitor and control risks. At the same time, Industrial Bank also focuses on strengthening internal control and compliance management to ensure the standardization and legality of business operations.