When the handling bank handles entrusted loan business, the specific processes are business unit initiation, retail business department review, branch (sub-branch) authorized approver review according to authority, and lending center review. Sign a personal entrusted loan contract. After the audit materials are correct and approved according to the entrusted loan authority, the handling bank will sign a personal entrusted loan contract with the client and the borrower. If the guarantee method of entrusted loan is guarantee, the principal and the guarantor shall sign a guarantee contract, and our bank is not the signatory of the guarantee contract. Opening an entrusted deposit account: after the signing of the personal entrusted loan contract, the client opens an entrusted deposit account in the trustee's bank according to the requirements of the accounting system, and deposits the entrusted loan funds in full by submitting a check, bank remittance or depositing cash. The handling bank shall strengthen the accounting and management of the entrusted loan fund account in accordance with the requirements of the Accounting System for Entrusted Loans of the Head Office. Entrusted loan issuance: Individual entrusted loans are only allowed to issue a single loan. The loan examiner shall review the Personal Entrusted Loan Contract, the receipt and the written notice of the customer's guarantee conditions (if necessary) according to the Personal Entrusted Loan Application Approval Form, go through the loan issuance procedures, and transfer the funds to the account opened by the borrower in the handling bank for its use at one time.