What is the standard for determining the first suite in Huzhou?
1, Huzhou first suite identification standard: if the loan has been settled, the second loan will be purchased according to the first home loan policy; If you bought a suite with a loan and now you have sold the house, you can't find the relevant information in the house registration system, and buying a house with a second loan is also the first set.
2. Buying a house with a full loan is the first set. Buying a house with a full loan is the first set. If the relevant information cannot be found in the housing registration system, the full loan to buy a house is the first set. Buying a house with a loan is the first set. If the loan has been settled and the house has been sold, a certificate of sale can be provided.
3. Husband and wife, one party uses a commercial loan to buy a house before marriage, and the other party uses a provident fund loan to buy a house before marriage. After marriage, they want to borrow money in the name of husband and wife. If the loan has been paid off, banking financial institutions can flexibly grasp the loan interest rate and down payment ratio according to specific factors such as the borrower's solvency and credit status.
How much is the down payment for the first suite in Huzhou?
1, 20% down payment for the first suite in Huzhou, and 30% down payment for families who own a house and have settled their loans to apply for housing provident fund to buy a house again. Previously, the down payment ratio of the second home loan was not less than 60%, and the loan interest rate was not less than 1. 1 times of the benchmark interest rate.
2. The central bank and the China Banking Regulatory Commission issued a notice requesting that the low down payment ratio of the first home loan be adjusted to not less than 25% in cities that do not implement the purchase restriction. Many state-owned banks and joint-stock banks have indicated that they are waiting for the introduction of policies by the head office.
3. If you buy an auction house, the down payment for the first loan is 30% and the down payment for the second loan is 60%. Sometimes it depends on whether the developer has special regulations; When buying a second-hand house, the first loan can be 70% of the appraised price, and the second loan can be 40% of the appraised price; Shops and office buildings can get unlimited loans, and the loan amount is 50% of the appraised price. Note that in order to avoid their own risks, the evaluation price is often much lower than the transaction price.
What is the standard above the first suite in Huzhou? How much is the down payment for the first suite in Huzhou? I believe everyone will have a certain understanding after reading it, which will help you in the future.