I've done it in Ping 'an before. Your child is still young. I suggested that he choose a child card with a price of 350. This card is limited every year. If you return this card, you will make a steady profit, just to develop customers. So this card is more affordable. Your child is too young to buy critical illness insurance. Don't listen to the salesman's nonsense Your child is too young. If you buy accidental medical care and critical illness insurance, the rate is too high, which is not worthwhile at all. That's not necessary. The main insurance can be bought, because it is equivalent to saving money for children regularly, and it is also guaranteed. This is necessary. The younger the age, the lower the main insurance rate and the lower the premium paid. Therefore, I suggest that you only need to buy the main insurance, and recommend Hong Xin. You don't need extra insurance, just buy a 350 card.