According to your actual situation, you can consider the following ways:

1. Through the bank.

You can choose bank outlets or online banking. Many banks have online banking. You can apply for a loan online by logging into online banking official website.

Take Ping An Bank as an example, the online processing method is: online registration application-telephone contact of loan specialist-submission of materials-lending after approval.

2. Handling through intermediary agencies.

For customers who don't know about loan products, I suggest you choose this method. The so-called intermediary lending platform means that such platforms have established cooperative relations with banks and formal lending institutions. Customers can consult first and then find suitable institutions and loan products, and then hand them over to banks or loan institutions for handling.

Taking Rong 360 as an example, the online personal loan application process is as follows: platform loan application->; Platform qualification survey->; Referee-> The agency negotiated to sign the contract and successfully obtained the loan.

3. Through the loan company.

At present, there are many loan companies in the market, such as CreditEase, Urgent Loan and Zhongan Credit. There are also a large number of loan companies in the name of guarantee and consultation. There are also some electronic financial institutions, such as the p2p-based Renren loan website. These institutions can also apply for loans.

However, it needs to be reminded that because there are a large number of fake scammers, phishing websites and loan companies on the Internet, and customers do not understand the qualifications and legality of such loan companies, they are likely to fall into the trap of scammers.