1. The opening date of the applicant's housing provident fund is over 6 months and it has been continuously and normally paid for more than 6 months (inclusive);
2. The applicant purchases self-occupied housing within the administrative area of Kaifeng City, and is the property owner of the purchased housing;
3. The applicant's husband and wife have never had a housing loan or only once.
4. The applicant's husband and wife have no outstanding housing provident fund loans.
5. In the personal credit report of the applicant's husband and wife, there is no overdue phenomenon of 3 consecutive periods and 6 cumulative periods in the past two years, and there is no bad debt phenomenon.
6 to provide the guarantee procedures approved by the city housing provident fund management center.
7. The housing purchased by the applicant has been put on record by the real estate developer in the municipal housing provident fund management center.
Extended data:
Handling materials:
1. ID card, household registration book, proof of marital status, original purchase invoice, purchase contract and original purchase contract filed by real estate registration center.
2. The original ID card and household registration book of the guarantor.
3. The applicant's bank savings card (Class I card).
Loan of housing provident fund in different places: provide the deposit and use certificate of housing provident fund for employees with loans in different places issued by the deposit provident fund management center (the depositor's provident fund shall be deposited to the last month of the certificate issuance date) and the details of deposit.
Kaifeng Housing Provident Fund Management Center-Loan Business Manual