1. Can my and my father’s names be written on the real estate certificate? Or just the father's name?

Yes, because you are direct relatives. Do you have the same household registration? The head of the household is your father, and the relationship between you and the head of the household is listed as father and son.

You can also just write your father. As long as he has the ability to repay the loan, that is to say, he has a formal job, the unit can issue him a certificate proving that his monthly income is more than 5,000 yuan.

If you must Write the names of two people. When signing a contract with the developer, the names of the two people must be written on the contract.

The real estate certificate can only be issued with the names of two people. At the same time, it is necessary to agree on the share of each.

2. If the real estate certificate only contains my name, if I get married two years later, will the house be considered as the couple’s own after marriage?

/q?ct=24amp;cm=18amp;tn=ikspeamp;un=B1B1BEA9B6C5C2C9CAA6

This expert said, "According to the provisions of the Marriage Law, now, pre-marital property does not It will never become the same property after getting married, no matter how long it takes."

But, you still need a loan to buy your house. Then you and your wife will repay the loan together. Is partial negative equity considered to be some?

It is still open to discussion. I suggest you ask this expert.

If it is considered, then the next question , that’s what I said.

Or is the unpaid loan part after marriage considered ***?

From the date recorded on your marriage certificate, the debt on your house is considered your only asset, but it is negative.

If you get divorced within two years, you have to pay Your wife multiplies half of your monthly repayment by the number of months of marriage.

Example: You repay 2,500 per month. After one year of repayment, you divorce. The house is awarded to you. You want to give it to you Wife

2500/2*12=15,000 yuan, 15,000 yuan.

Is there any way to prove that the property before marriage belongs to my father and me without notarizing the property before marriage?

Yes. It is best if this house only has your father’s name on it and not your name. Even if you have to pay estate tax in the future.

It is better than if you get divorced, Your wife’s half is much less.

3. If the property certificate can only contain my name, can I gift the property to my father before the loan is repaid?

Even if it is a gift between immediate family members, it is regarded as a transfer of property rights, and deed tax will be incurred. However, your house was bought with a loan.

You do not fully own it. This house may not be gifted, which is very troublesome. I don’t recommend you use this method.

So if he dies in the future, after I inherit the house, will it be regarded as the couple’s property?

If he left a formal and legal will before his death, this house will only belong to you. Then, your wife will not have a share.

Exactly what I just said , even if you pay estate tax (and there is no formal legislation to impose estate tax yet)...

It is much better than giving half to your wife in case of divorce.

Trouble I'll add something tomorrow when I think of something, or when I think I'm wrong.

I saw after I answered that you are a first-level player, and I don't know if you will come back to read this question. .

I hope it won’t be an issue of automatic shutdown upon expiration.