Current location - Loan Platform Complete Network - Loan intermediary - Is sunshine insurance loan legal?
Is sunshine insurance loan legal?
Sunshine insurance loan is legal.

Sunshine Insurance Company Policy Loan:

1, the policy loan processing method is simple, and the insured only needs to bring the policy, valid identification and the insured's written consent loan application form to the insurance company in person. Taiping Life said that as long as the lender carries all the materials, the insurance company can complete the business on the same day. Usually, the loan will be transferred to the bank account of the agent designated by the lender, and it takes one to three days for the loan to arrive.

2. Policy loans are loans obtained from insurance companies with the cash value of life insurance policies as a guarantee. The amount that can be used for this kind of loan depends on the effective year of the policy, the age of the insured when the policy is issued and the amount of compensation for death.

3. The insurance documents are mortgaged in the insurance company, and the business funds are collected from the insurance company. On the basis of the existing cash value of the policy, the loan is issued in a certain proportion. The applicant and the insured need to hold valid identity documents of the policy and fill in the application form in the service hall of the insurance company.

Extended data

Policy loan is a relatively new loan method now, but if you choose policy loan, you must choose some larger insurance companies. Generally, you use Sunshine Insurance Policy to borrow money. There are no other requirements and no bad records.

At the time of application, as long as there is no serious overdue phenomenon in a short time and it is not blacklisted by other loan software, you can apply. In addition, no recent court decisions and bad records can be applied, but you can't apply to be friends in bars or entertainment circles.

Baidu encyclopedia-insurance policy

Baidu encyclopedia-policy loan

Sunshine Insurance official website-Online Customer Service