CCB's personal online loan handling process:
1. Users download and install the mobile banking APP of China Construction Bank. There are two loan products: micro-quick loan and quick loan on the home page.
2. If quick loan or micro quick loan is selected, the user can apply for a loan according to the reminder on the page. If there is no quota after entering the quick loan page, users will not be able to apply for quick loans.
3. After submitting the loan application, the system will review the user and usually get the result soon. After the loan is reviewed, an electronic loan contract is signed with the user.
4. After that, the system will arrange funding. After the funds arrive, users need to use the loan funds in accordance with the regulations. If it is not used according to regulations, CCB may require users to pay off all debts at one time.
5. Some loans need to be signed offline. Therefore, after the user submits the application online, CCB will send a short message to remind the user to complete the face-to-face signing at the nearest CCB outlet. If the user fails to attend the face-to-face signing, it will be regarded as giving up the loan application.
How does China Construction Bank lend money?
The construction bank App on the mobile phone can be loaned. The specific steps are as follows:
Log in to mobile banking, enter your account name and password, and then click "Quick Loan".
2. After clicking "Quick Loan", you can see a series of choices, among which "Apply" is selected.
3. Then enter the amount you want to apply for, such as xxxx yuan.
4. Then click "Next", wait for password verification, and click "Agree and Apply" when finished.
After the steps are completed, the money will be transferred to your CCB card soon.
China Construction Bank Fast Loan Application Process
With the increasing demand for consumer loans, people are more and more curious about bank consumer loan products. Many people ask how to apply for a quick loan from CCB. Today, I'd like to introduce the situation to you.
There are many loan modes of CCB's fast loan, and there are five, namely, fast e-loan, financing e-loan, pledge loan, car e-loan and wo e-loan. Among them, fast e-loan, financing e-loan, pledge loan and car e-loan are applied through CCB, and Wo e-loan is applied through China Unicom.
Let's first introduce how to apply for CCB express loan through CCB. You can apply for CCB express loans through CCB mobile banking, online banking and intelligent teller machines without going through staff. Let me give you a brief description of the steps to apply for a quick loan from China Construction Bank through mobile banking.
1. Install and download mobile banking of China Construction Bank on the mobile phone;
2. After logging into your account, click "Quick Loan" on the small turntable;
3. The information page of quick loan will pop up, including credit line, annualized interest rate, loan term, etc.
4. To fill in the loan amount, address, postal code and other information online, you need to check "Agree to inquire about credit information";
5. Obtain the approval result and sign the contract online;
6. As long as the system prompts that the contract is successful, everyone can use it immediately.
Next, let's introduce how to apply for a Wo E loan at CCB Express Loan. All you have to do is log on to China Unicom's Woyigou platform and register. However, Wo E Loan only serves the personal agents of China Unicom.
This is the end of the introduction of online loan application and online personal loan of CCB. I wonder if you found the information you need from it?
1. What should I do if there is a penalty interest due to overdue bank credit?
If there is a penalty interest due to