The mobile phone number is not whether I can get a loan, but depends on the type of loan. If the borrower uses online lending software to make a loan and the mobile phone number is not his own, he cannot make a loan; If the borrower goes to the bank for a loan and the mobile phone number is not his own, he can also get a loan. The borrower needs to analyze the actual situation.

Bank personal loan application conditions:

1. Be at least 18 years old and not more than 65 years old. A natural person with full civil capacity.

Two, with a sustained and stable source of income, with the ability and willingness to repay the loan principal and interest on schedule.

Third, the credit status is good.

4. Open a deposit account in a loan bank.

Five, there are collateral recognized by the loan bank as a loan guarantee.

Six, other conditions stipulated by laws and regulations, regulatory agencies and handling banks.

Network software loan application conditions:

1. At least 18 years old.

Two, complete the real-name registration system certification, and normal use of mobile phone numbers for more than 6 months.

Third, bank cards can be used normally.

Network software loans and bank loans have different requirements for mobile phone numbers. It is convenient for banks to inform borrowers by asking them to provide their mobile phone numbers. Online lending software allows borrowers to provide mobile phone numbers to ensure that loans can be recovered normally. Once the borrower refuses to return the loan, the online loan will be collected through the borrower's mobile phone number.