One-year annualized 3.85%, with a monthly interest rate of 3.2%. Xi Lintong housing loan interest: 3.85% for one year, 3.2% for one month, 4.05% for three years and 3.3% for one month. The business license is registered for half a year, and the company holds shares for three months. The loan is repaid with the loan, and the interest is paid first.