Reporting channel:
1, China Banking Regulatory Commission, reporting telephone number is "12378" and working hours are "9: 00 to 17".
2. The official website of China Internet Finance Association;
3. official website, 1232 1 Network Bad and Spam Reporting Acceptance Center;
4. Cybercrime reporting website of public security department;
5. The official website of the National Network Information Office Reporting Center. In addition, you can also choose to negotiate repayment to solve the problem.
1, indiscriminate bombing: There are a lot of harassment software on the market now, so you can set the time, times, interval and so on as long as you buy it. The collection staff will harass the debtors day and night through this software, and even deliberately choose to call at night, midnight and early morning to affect the normal life of borrowers and their families.
2. Bombing the address book: Some collectors will get the contact information and addresses of borrowers' family and friends through various channels, and then bomb them by phone. Or send it to the borrower's work unit, residential area, etc. Through p-pictures, editing short messages, posting, sending groups, etc. So that everyone can know what he owes. This behavior seriously reveals personal privacy and belongs to violent collection.
3, door-to-door collection: In most cases, the collection will not come to the door, because the cost of time, energy, manpower and physical strength is too large, and the amount of online loans is generally small, so it is not cost-effective to collect at home. Although the possibility of overdue collection of online loans is relatively low, there have indeed been examples of home collection by collectors. Everyone must learn to keep evidence and resist violent collection.
4. For violent collection, the new cash loan regulations require all kinds of institutions or entrusted third-party institutions not to collect loans by violence, intimidation, insult, slander or harassment. Therefore, if the old irons encounter violent collection on the collection platform, they must remember to keep the evidence of violent collection and then defend their rights through legal channels. For such institutions suspected of malicious fraud and violent collection, they will promptly hand over the clues to the public security organs.