If you want to borrow money from installment music for the first time, just enter the loan page of Lehua in installment music APP, check the option of immediate loan, enter the amount to be borrowed and the number of installment months of repayment, select the receiving bank and consumption purpose of the loan, then check the loan agreement, check the order information and confirm, then enter the password to submit, and wait patiently for the system to review.
Second, the specific analysis
If the system passes the audit, it will naturally be issued to the collection bank card.
It takes about one to three days to complete the installment review and loan collection (it may be delayed if the platform quota is tight).
After receiving the loan funds, you can use them, and then repay the loan principal and interest on time according to the agreed repayment plan. You can also pay it back in advance if you want, and you can also pay it back with the loan in installments (repayment on the same day of lending is not supported).
It should be noted that installment music not only borrows money from Lehua, but also has loan service from Lehua, which are not the same business. Lehua loan is provided by installment partners, and Lehua loan belongs to installment's own business.
Borrowers apply for loans too frequently or operate loans too frequently, which will increase personal credit risk. Just check the personal credit risk index in "Beijian Quick Check". The higher the risk score, the easier it is for the application to be rejected.
Third, if there is a quota for installment music, is it useful to apply for membership?
The reason why staged music can't be lent out is that users have not passed the system audit. Even if the installment membership is opened, it can't help users pass the system audit.
Therefore, after the installment application fails, users need to continue to accumulate good credit records to ensure the activity of installment accounts. After a period of time, they can try to apply for an installment loan again.
As for the membership of installment music, it depends on the user's own needs. After the success of membership, users can experience some related rights and interests.