Second, training loans Now many training institutions cooperate with lending institutions or banks to let students pay tuition fees in installments. It's OK if it's a formal institution, but some informal training institutions offer high loan interest rates, and sometimes they sign contracts with students with fraudulent clauses in advance. Once the students break the contract, they need to pay huge liquidated damages and interest.
Third, beauty loans are similar to training loans, but different from training loans, beauty loans often raise product prices without users' knowledge, or increase fraudulent products that users have not ordered, thus making users bear huge debts. Similarly, there are entrepreneurial loans, job-seeking loans, and rental loans. They all lend money to borrowers through actual services and things, but there are often all kinds of tricks hidden in them, which make people fall into their routines.
Fourth, there is a kind of loan that is a regular loan. As long as users use assets such as houses or cars as collateral, they can get large loans from them, and the interest is not very high, and the lenders do not urge repayment. However, as long as the user is overdue, the lender will immediately sell the user's assets with evidence such as bank running water, signed IOUs and notarized documents.
Verb (abbreviation of verb) good faith loan This is a long-standing deception, which promises to lend money at extremely low interest, but only if the lender needs to pay a "good faith payment" in advance or pay an application fee; Some platforms will take advantage of the massive traffic of the Internet to charge a small fee, but they will never give money to users. You must not be deceived.
Short-term loans of intransitive verbs Many institutions have introduced short-term loans, the term of which generally does not exceed 30 days, and most of them are 7 days or 14 days. The audit threshold is particularly low, and black households can make money, and they can make money quickly. Almost all of them are applied on the same day and paid on the same day. However, some interest rates will be very high. If you borrow it for 7 days or 14 days, you will have to pay 20% or even 50% of the comprehensive fee. This kind of loan is worse than robbery. Seven, naked loans The news about naked loans has been endless. On the Internet, a female college student went to buy a famous brand with a naked loan and finally died. Most of the victims of naked loans are female college students. Naked loan refers to the use of naked photos of borrowers holding ID cards instead of IOUs, and the interest is also high. Most people can't repay in time. Once they default, the lender will use public nude photos to force the borrower to repay.
8. Empty loan is commonly known as "empty loan", which means that the threshold is very low and you don't need any mortgage, guarantee or even credit, as long as you apply. Borrowers with certain experience will know that this kind of zero-threshold loan often hides a "routine" with high interest. Compared with usury, the interest on empty loans is higher. According to news, the borrower borrowed 30,000 yuan, only got 1.5 million, and actually repaid 44,000 yuan a month. This is not borrowing money, it is robbing money! This kind of loan without any conditions is easy to be defrauded by institutions, sign various unreasonable demands, use violent means to collect debts, and finally get into endless trouble.
Nine, campus loan Campus loan refers to the behavior of students borrowing money from various lending platforms. The market for campus loans is mainly distributed in second-and third-tier cities. When children in third-and fourth-tier cities and rural areas are admitted to universities, some families cannot afford their children's financial needs for consumption, study and even entrepreneurship in cities. The rapid expansion of consumer desire will prompt students to find loan platforms through various channels, even private usury. Although loans are also like those of Zhou Yu, it is more likely that these high interest rates will not be paid by students without financial resources. Once overdue, it will be maliciously collected and even humiliated.
What loans don't look at credit reporting? Loan platforms that do not require credit reporting are:
1, excuse me.
Borrowing is a personal credit loan product under Alipay, which requires users to score more than 600 points. According to the actual feedback of most users, if the user's sesame score is above 650 points, the quota is likely to exceed 10 thousand. However, the actual credit line still depends on the user's personal qualifications.
2. Petty bourgeoisie wallet.
Petty bourgeoisie wallet is a financial platform for mobile Internet terminals, which is highly secure through APP. Petty bourgeoisie wallet provides more people-friendly, safe and convenient financial services for the public.
Petty bourgeoisie wallet platform only does mortgage creditor's rights, not credit creditor's rights, and the threshold is low. Petty-bourgeois wallets are paid quickly, managed by a third party, invested and managed on the same day, and interest is calculated the next day, which improves the efficiency of users' making money.
What loans don't look at credit reporting? The loan platforms that don't look at credit information include Jingdong Finance, Repayment, 360 IOU, Alipay Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower, Central Plains Consumer Finance, Money Flower Flower Flower Flower Flower Flower Flower Flower Flower, Suning Consumer Finance.
Some borrowers fail to repay on time for some reasons, which leads to overdue, leaving a stain on the credit report, greatly improving the difficulty of loans; Some borrowers were turned away because of their limited income. In this case, apps with low loan thresholds are very popular. So which loan platforms don't check credit information? Summarize some loan platforms that don't check credit information, which is not only convenient for everyone to borrow money through mobile phones. Some borrowers fail to repay on time for some reasons, which leads to overdue, leaving a stain on the credit report, greatly improving the difficulty of loans; Some borrowers were turned away because of their limited income. In this case, apps with low loan thresholds are very popular. So which loan platforms don't check credit information? Summarize some loan platforms that don't check credit information, which not only facilitates people to borrow money through mobile phones, but also improves the security of mobile phone loans.
1. jingdong finance: jingdong finance provides users with functions such as browsing and snapping up popular wealth management products, transferring small coffers in and out, viewing asset returns and viewing transaction information. It can also help you with various functions such as payment and payment. If you like trendy things, then you can try crowdfunding.
Second, it's okay: it's okay to provide users with safe and secure loan services, and the free registration application will arrive in time, which will easily alleviate the emergency fund demand! It only takes two minutes to review at the earliest, and three minutes to use the loan at the earliest, and the loan amount is very high, with a maximum loan of 5w yuan.
3.360 IOUs: 360 IOUs not only provide users with convenient loan and borrowing services, but also provide users with the service of freely choosing repayment period and repayment method, so that more users who are in urgent need of money can borrow money quickly and solve the current difficulties. This application allows users to bind multiple cards, and supports the current mainstream bank card binding loan and repayment.
Fourth, Alipay Flower Garden: Alipay Flower Garden provides users with a small loan platform, which can easily borrow money and quickly borrow money. The system will lend money reasonably for you according to your actual consumption ability and comprehensive income ability, solve the user's capital demand and bring convenience to the user's life.