According to different types of high-level talents, one party or both husband and wife pay different provident funds. According to the current policy, the maximum amount of provident fund loans for high-level talents and other qualified talents in Shenyang is between 600,000 and 2.4 million yuan.
These Rules are applicable to high-level talents (A, B, C) recognized by Shenyang Human Resources and Social Security Bureau and other qualified talents. If the actual deposit base of housing provident fund for high-level talents and other qualified talents does not reach the upper limit of the deposit base of Shenyang housing provident fund, the unit to which they belong may approve the deposit according to the upper limit of the deposit base.
Specifically, if high-level Class A talents unilaterally pay the housing provident fund, the maximum amount of provident fund loans will be adjusted to four times the maximum amount of existing unilateral employee provident fund loans; If both husband and wife with high-level A talents pay housing provident fund (at least one of them is a high-level A talent), the maximum amount of provident fund loans will be adjusted to four times the maximum amount of existing provident fund loans for employees of both husband and wife.
If Class B talents pay the housing provident fund unilaterally, the maximum amount of provident fund loans will be adjusted to 3 times the maximum amount of existing unilateral employee provident fund loans; If both husband and wife with high-level B talents pay housing provident fund (at least one of them is a high-level B talent), the maximum amount of provident fund loans will be adjusted to three times the maximum amount of existing provident fund loans for employees of both husband and wife.
If high-level C talents pay the housing provident fund unilaterally, the maximum amount of provident fund loans will be adjusted to twice the maximum amount of existing unilateral employee provident fund loans; If both husband and wife with high-level C talents pay housing provident fund (at least one of them is a high-level C talent), the maximum amount of provident fund loans will be adjusted to twice the current maximum amount of provident fund loans for employees of both husband and wife.
At present, the loan amount of housing provident fund implemented in Shenyang is the version adjusted by Shenyang Housing Provident Fund Management Center in 2065438+2007 when implementing the Implementation Opinions of the General Office of Shenyang Municipal People's Government on Further Promoting the Stable and Healthy Development of the Real Estate Market in our city. At that time, it was stipulated that if employees paid the housing provident fund unilaterally, the maximum amount of provident fund loans was 400,000 yuan; If both husband and wife pay housing provident fund, the maximum amount of provident fund loan is 600,000 yuan; The maximum amount of provident fund loans for more than 3 family members is 800,000 yuan.
That is to say, if high-level A, B and C talents pay the housing provident fund unilaterally, the maximum amount of provident fund loans will be adjusted to 4 times, 3 times and 2 times the maximum amount of existing unilateral employee provident fund loans respectively. According to the current policy, the maximum loan amount will be 6.5438+0.6 million yuan, 6.5438+0.2 million yuan and 800,000 yuan respectively. If both husband and wife of A, B and C high-level talents pay housing provident fund (at least one of them is a high-level talent), the maximum amount of provident fund loans will be adjusted to 4 times, 3 times and 2 times of the maximum amount of existing provident fund loans for both husband and wife employees respectively. According to the current policy, the maximum loan amount will be 2.4 million yuan, 6.5438+0.8 million yuan and 6.5438+0.2 million yuan respectively.
If other qualified talents pay the housing provident fund unilaterally, the maximum amount of provident fund loans will be adjusted to 65,438+0.5 times of the current maximum amount of unilateral employee provident fund loans; If other qualified talents are identified, and both husband and wife pay housing provident fund (at least one of them is identified as other qualified talents), the maximum amount of provident fund loans will be adjusted to 65438+ 0.5 times of the current maximum amount of employee provident fund loans for both husband and wife.
For other qualified talents who have been identified and unilaterally paid the housing provident fund, the maximum amount of provident fund loans will be adjusted to 1.5 times of the current maximum amount of unilateral employee provident fund loans. According to the current policy, the maximum loan amount is 600,000 yuan; If both husband and wife pay housing provident fund (at least one of them is recognized as other qualified talents), the maximum amount of provident fund loans will be adjusted to 65,438+0.5 times of the current maximum amount of employee provident fund loans for both husband and wife. According to the current policy, the maximum loan amount is 900,000 yuan.