The loan shows that the application has been accepted, indicating that the lending institution has received the loan information submitted by the user and accepted the user's loan application. At this time, it has not yet entered the audit stage, and the lending institution will first sort out the loan information. After completion, it will enter the review stage, and the loan progress will become under review.

After the approval, the lending institution will arrange the loan work soon, but the approval is not passed, which means that the loan application is rejected.

ICBC's mortgage has been mortgaged for half a month. Why do you still show approval?

After general approval, credit will not be checked again.

Real estate mortgage loan process:

1. The borrower opens a current deposit account in the bank;

2. Information required for preparing the loan;

3. Sign the bank face to face;

4. Bank filing and approval;

5. After approval by the bank, notify the borrower of the approval result and sign a loan contract with the borrower;

6. Go to the Construction Committee for mortgage registration;

7. The Project Construction Committee issues his right certificate;

8. Handle insurance, notarization and other procedures as appropriate;

9. The bank directly transfers the loan to the account agreed in the contract;

10. The borrower repays the loan principal and interest according to the loan contract.

Three. ICBC's housing mortgage always shows whether it is rejected or not when it is accepted.

Be accepted. Rejection will show rejection. If you are in a hurry, you can call 95598 customer service to ask. China Industrial and Commercial Bank is a financial institution engaged in deposit and loan, settlement and cash management. Established in June 1 984 65438+1October1,it is a large state-owned bank under central management.

Four. What is the non-business acceptance time of ICBC online banking in trading tips?

This is because some businesses of ICBC can only be handled within the acceptance time.

For example, funds: ICBC will also accept trading applications submitted outside the trading hours of securities, and submit them to the fund metric system at the next trading time, and cannot purchase them after the working hours of the last day of subscription.

The trading hours of the Fund are: 9: 30- 15: 00 on working days.