Generally speaking, small cash loans can't be used for credit investigation, but the products jointly launched by 2345 Finance Company can't guarantee that the overdue information is not.
1, 2345 Lender:
For individual users, the maximum cash is 5000 yuan. For the fledgling social newcomers, many of them don't have credit accounts, lack loan records and can't get "care" from banks. This product can meet their needs.
2.2345 The lender will deduct the money after the deadline.
If your repayment savings card supports automatic deduction, you can deposit all the loan principal and interest (including overdue fees) into the corresponding repayment at 7: 00 am and 9: 00 pm for automatic deduction.
3. Credit investigation:
It is an activity to establish credit files for individuals or enterprises, collect and objectively record their credit information according to law, and provide credit information services to the outside world according to law. It is a platform for credit reporting enjoyment.
Second, how does the 2345 loan king calculate overdue?
First of all, the 2345 loan king is on the letter request report. If it is overdue for half a year or more than 90 days, your credit report will be black.
Secondly, in the first two months, the loan king will definitely call for collection, and then entrust a third party to call or collect at home, and may even call someone in your address book or call record.
Please be careful!
Three. Explanation of the treatment method for overdue repayment of "2345 Loan King"
2345 Lending King is an authoritative and safe lending platform, and the review of lenders is also strict. If you can successfully borrow money from Lender Wang in 2345, then you should be quite trustworthy. A friend is asking me what will happen to the overdue repayment of the 2345 loan king and what the official will do. I also brought the related introduction below, let's take a look!
Brief introduction to the problem:
1, 2345 Lender Wang is on the credit collection system;
2. If you don't take the initiative to repay on the repayment date, you will have a late fee and your account will be frozen, which can only be solved after repayment;
3. Please take the initiative to repay in time. Long-term overdue or malicious non-repayment will be recorded in the online credit information system. Serious cases will not be able to handle all kinds of financial business and bear corresponding legal responsibilities;
4, so I still suggest that you borrow it first and then return it. It is not difficult to borrow it again.
4.2345 How is the loan king overdue?
First of all, the 2345 loan king is on the letter request report. If it is overdue for half a year or more than 90 days, your credit report will be black.
Secondly, in the first two months, the loan king will definitely call for collection, and then entrust a third party to call or collect at home, and may even call someone in your address book or call record.
If it is really unable to repay, it shall negotiate with banks or lending institutions to extend the repayment period or repay it in installments.
What happens if you don't borrow money?
1. If the lending institution or bank fails to perform the judgment within the performance period after winning the case, it will apply for enforcement.
2. When compulsory execution is accepted, the lender's property, vehicles, securities and deposits will be inquired according to law.
3. If the lender has no property to enforce, refuses to perform the effective judgment, overdue repayment and other negative information will be recorded in the personal credit report, and will be restricted from high consumption and entry and exit, and may even be punished by judicial custody.
4. Refusing to execute a judgment or ruling is suspected of refusing to execute a judgment or ruling.