Interest of Yangjiang Postal Savings after Shanghonghou in 2022

The interest rate is 1.78% and the annual interest rate is 1780 yuan.

Calculation of embedded deposit interest rate income formula;

100000× 0.178×1=1780 yuan; The annual interest income of 100000 yuan in 2022 is 1780 yuan.

1. lump sum deposit and withdrawal 1.78%(0.0 178)/ annual interest rate * 10000 yuan * 1 year = 178 yuan/year;

2. Installment deposit 1.35%(0.0 135)/ annual interest rate * 10000 yuan * 1 year = 135 yuan/year;

3. summary. Calculated by lump-sum deposit of 65,438+0.78%, the interest income is 65,438+078 yuan (one million seven hundred and eighty yuan only); Take 1.35% at one time, and the interest income is 135 yuan (one million three hundred and fifty-five yuan only).

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