Different banks have different regulations, so you should consult the risk management department of your bank.
1. Real estate has tightened this year, and some banks have stopped lending to real estate projects. But in theory, the matching liquidity of project loans is also normal.
2. Unified group financing is the trend and mainstream. That is to say, a commercial bank gives unified consideration to the subsidiaries of the group, gives credit to the group, gives a total amount, and the subsidiaries adjust their use within the quota.
Two, the group company liquidity loan funds can be used for the operation of subsidiaries?
This mainly depends on the fact that the management module of the group is only responsible for centralized and unified scheduling and arranging the funds of subsidiaries, and there is no specific main business. The repayment source mainly comes from the main business income of subsidiaries. If group credit is adopted, it can be used for the operation of subsidiaries.
Three, the group company liquidity loan funds can be used for the operation of subsidiaries?
This mainly depends on the management mode of the group.
If the group is only responsible for centralized and unified scheduling and arrangement of funds of subsidiaries, and there is no specific main business, the repayment source mainly comes from the main business income of subsidiaries. If group credit is adopted, it can be used for the operation of subsidiaries. Four, the group company liquidity loan funds can be used for the operation of subsidiaries?
Yes, but you have to go through the relevant formalities.