At present, domestic banks (both foreign and domestic banks) can only use US dollar loans under capital, and cannot settle foreign exchange. Therefore, it is basically meaningless to use US dollar loans under capital. Now the spread between US dollar loans and RMB loans is very small. The operation of dollar loans under capital is the same as that of RMB loans. See what kind of protection you can provide.

2. Dollar loans under trade.

There are many ways to borrow dollars under trade: credit line, letter of credit package, letter of credit draft, collection draft, document buyout (Forfeite court) and so on. Dollar loans under trade are often operated by trading enterprises, and the guarantee methods are various, but they are always inseparable from letters of credit and trade documents.