You can also go through the formalities of prepayment of student loans in other places. First of all, you should fill out an application form for prepayment (you should have received it when you graduate, if not, you can find it online), and then write down your debit account number, ID number and mobile phone number in the blank space next to it (the bank will contact you about the debit);
Step 2, sign your name; Finally, call your loan bank, ask for their fax number, explain the situation to them clearly, and fax them the prepayment application form. Note: To deposit enough money (interest and principal) in the deduction account you fill in, you'd better call first to find out how much interest is left on your principal, and deposit more than 50- 100 yuan, because the interest is increasing every day.
After the bank deducts money, the money left in your account is still yours, which is equivalent to a general savings account. After that, you have the opportunity to go to the local bank to close the account (if you don't want to use that account again).
After the loan is paid off, the loan contract and repayment agreement are automatically terminated. Don't worry about this.
Two, the following banks can handle the national student loan is (). A. Huaxia Bank B. China CITIC Bank C. China Bank ###SXB
Correct answer: C.
The national student loan handling banks include China Industrial and Commercial Bank, China Agricultural Bank and China Bank.
3. What information do I need to apply for a student loan? What conditions?
: (1) Have full capacity for civil conduct (minors must obtain the written consent of their legal guardians); (2) Honest and trustworthy, law-abiding, no illegal acts; (3) Good academic performance and being able to complete their studies normally; (4) The income earned during the school period is not enough to cover the basic expenses (including tuition, accommodation and living expenses) needed to complete their studies; (5) Strictly abide by the provisions of the state, the handling bank and the national student loan, promise to use the loan correctly and fulfill the repayment obligation according to the regulations. (six) meet other conditions stipulated in the "General Rules for Loans" promulgated by the People's Bank of China.
4. What conditions do you need to apply for the Bank of China's national student loan?
Students applying for the national student loan from China Bank should meet the following conditions: 1, with China nationality and Chinese identity card; 2. Have full capacity for civil conduct (minors applying for national student loans must obtain the written consent of their legal guardians); 3, honest and trustworthy, law-abiding, no illegal behavior; 4. Being able to complete their studies normally; Due to the family's financial difficulties, the funds raised are not enough to pay for their tuition, accommodation and living expenses during their school study. The above contents are for your reference. Please refer to the actual business regulations.