1. At least 18 years old, with full capacity for civil conduct.
2. College degree or above, college students or fresh graduates, or college students who have graduated within two years (those who have graduated for more than two years can no longer apply for business loans as college students).
3. Have certain self-owned funds and sufficient repayment ability.
4. Having a fixed residence or business premises in the local area, and being able to provide business licenses issued by the administrative department for industry and commerce and business licenses of related industries.
5. Entrepreneurial projects are in line with national policies and have certain development prospects.
6. Good credit, no bad records or serious negative information in the credit report.
The application process mainly includes:
Step 1: Apply to the Management Service Center of College Students Pioneer Park and submit relevant application materials.
The second step: the management service center of the college students' pioneer park will be examined first, and then reviewed by the personnel bureau, finance bureau and other relevant departments, mainly to review the industry orientation, enterprise scale, registered capital and other aspects to determine the discount amount.
Step 3: The approved loan discount object and discount amount shall be publicized by the Personnel Bureau and the applicant's unit or community.
Step 4: If there is no objection after publicity, the Personnel Bureau will issue a notice of approval.
Step 5: The Finance Bureau allocates funds from special funds to support college students to start their own businesses.