Take 20 years as an example, the bank mortgage loan is 300,000, and the monthly interest is 2,463.77. The bank loan interest rate is comprehensively evaluated according to the credit status of the loan, and the loan interest rate level is determined according to the credit status, collateral and national policy (whether it is the first suite or not). If all aspects are evaluated well, the mortgage interest rates implemented by different banks are different. Under the current policy, the first suite generally rises at the benchmark interest rate of 10%. After adjustment on July 7th, the interest rate over five years is 7.05%, and the monthly interest rate is 7.05% *1.112.