If it is a personal housing loan handled by China Merchants Bank, the first payment of the loan must be full. If it is less than one month, the payment will not be deducted on the corresponding repayment date of the current month, and will be postponed to the corresponding repayment date of the next month in one go. deduct. (The first deduction amount is the entire payment from the loan date to the next month’s repayment date, so it will be more than the subsequent monthly payment amount). For example: the loan date is January 10th: 1. If the monthly payment deduction date is the 15th of each month, then the first deduction date is February 15th; 2. If the monthly payment deduction date is the 5th of each month, then The first deduction date is March 5th.