First of all, what I want to tell you here is when to apply for installment repayment. Users can apply for repayment of the amount due last month in installments on 1- 10 every month.
After knowing the time to apply for installment repayment, I will tell you how to apply for installment repayment, as follows:
1. Open your Alipay account, find my function option at the bottom of the homepage interface, click this function option to enter the new interface, find the flower bud function option in the new interface, and click this function option to enter the next interface. As shown in the figure below:
2. In the interface shown above, you can see that there are two functional options, namely, immediate repayment and installment repayment. Click Repayment by Installment to enter the interface and select the repayment period by installment, as shown in the following figure:
3. As can be seen from the above figure, at present, the installment repayment time of Huabai is 3 months, 6 months, 9 months and 12 months respectively, which means that the longest installment time supported by the platform is 12 months. After selecting the installment period, click the next function option to enter a new interface, and the system will prompt you how many installments are divided and how much the handling fee is. Click OK after you confirm the correctness. As shown in the figure below:
I'm here to share with you the application process of installment repayment in Bai Hua, but I also want to remind you that if you apply for installment repayment, you can repay it in advance and pay it off in one lump sum when you have sufficient balance, and the handling fee generated during installment application will not change. In the following installments, you don't need to repay the handling fee in advance, but you can pay it off in one lump sum. Of course, there are still many lending platforms launched by Alipay. In addition to flowers, you can also use Alipay Yihua, Alipay online business loans and other functions to operate loans.