1. What is the invoice loan of Weizhong Bank?
Weizhong Bank Invoice Loan provides a pure credit corporate joint guarantee credit loan for stable operating enterprises, with a maximum amount of 3 million and a term of 2 years. Online approval and efficient lending will help small and micro enterprises to develop continuously.
2. Weizhong Bank's invoice loan line cannot be tested. Users can try to apply for this loan product. The requirements are as follows:
1, the enterprise has operating data of more than 1 year, and its sales in the latest year is more than 1 10,000.
2. It's ok for a legal person not to own shares, and it's ok if it has just been changed for 3 months.
3. The number of consecutive days that the enterprise has not invoiced is less than 45 days.
4. There are two or more downstream counterparties in the last year.
5. An enterprise cannot be a branch or a partnership, and its registration type cannot be a foreign investment or a joint venture between Hong Kong and Taiwan.
6. Enterprises and legal persons have no record of being executed due to dishonesty. At present, enterprises have no relevant legal disputes, and there are no private lending and economic disputes in history.
1. Weizhong Bank launched China's first online unsecured corporate liquidity loan product-Weizhong Industrial Loan. More than 70% of microfinance customers are manufacturing, wholesale and retail and high-tech industries, and more than 60% of enterprises have obtained bank corporate loans for the first time. Micro-credit services for small and micro enterprises have more than 65.438+0.7 million corporate customers, with accumulated loans of nearly 400 billion yuan, indirectly supporting nearly 4 million people's employment.
2. On June 5438+ 10, 2020, Weizhong Bank further upgraded its corporate financial service brand to "Weizhong Enterprise+"on the basis of microfinance, serving the financial and non-financial needs of small and micro enterprises, and building a full-link business service ecosystem. Weizhong Bank has successively launched micro-loans, micro-loans, micro-car loans, Weizhong Bank App, Weizhong Enterprise AMPAPP, Goose Spending, We2000 and other products, serving more than 250 million individual customers and more than 65.438+0.7 million corporate customers.