1. The applicant for Ping An's maximum loan must be a citizen of China, aged between 20 and 60. Applicants need to have a stable occupation and income source, have a good credit record, and have no bad credit record and arrears.

2. Ping An max's loan amount needs to be more than 50,000 yuan, with a maximum of 2 million yuan. The loan term needs to be between 12 months and 48 months. There are many repayment methods, such as matching principal and interest, average capital, paying interest first, then paying principal, etc.

3. The applicant needs to prepare the application materials, the original and photocopy of the ID card; Proof of work or income, etc. You also need to provide personal credit reports, personal bank running water and other materials.