1. The non-performing loan rate of Xinjiang’s banking industry in 2014

The non-performing loan rate of Xinjiang’s banking industry in 2014 was 1.49%. The non-performing loan ratio refers to the proportion of non-performing loans of a financial institution to the total loan balance. Non-performing loans refer to the classification of loans into five categories based on risk: normal, special mention, substandard, doubtful and loss, when evaluating the quality of bank loans. The latter three categories are collectively referred to as non-performing loans. The non-performing loan ratio of financial institutions is one of the important indicators for evaluating the safety status of credit assets of financial institutions. A high non-performing loan ratio means that loans that may not be recovered account for a larger proportion of total loans; a low non-performing loan ratio means that a financial institution's uncollectible loans account for a smaller proportion of total loans.

2. What are the regulations for party members holding wedding banquets?

Article 4 Party members and cadres must abide by the following regulations when organizing weddings and funerals:

(1) Wedding banquets should not exceed 10 tables per party, and no more than 20 tables for both men and women. It is not allowed to exceed the standards or scope;

2. "Several Provisions on Weddings and Funerals Organized by Party Members and Cadres in Sanmen County"

Article 6: Weddings and Funerals Organized by Party Members and Cadres , the scale should be strictly controlled:

(1) The number of men and women invited to the wedding banquet should be controlled within 200 people each; the total number of banquets at the same time should also be controlled within 200 people.

(2) Funeral activities must strictly comply with the relevant regulations on funeral management, and the number of people invited to the banquet should be controlled within 200 people.

3. "Interim Provisions on Weddings and Funerals Organized by Party Members and Leading Cadres in Guangxi"

Article 7: When party members and leading cadres organize weddings, the total number of banquets shall not exceed 100 people (based on 10 people per 10 people) Tables = 10 tables); if the wedding party is jointly hosting the banquet, the total number of banquet guests shall not exceed 150 (10 persons per table = 15 tables). Each county (city) may separately stipulate the scale of banquets based on the customs and habits of ethnic minorities in the region, but the cumulative number of people shall not exceed 150% of the number of people specified in the preceding paragraph.

3. Where can I find specific data, the non-performing rate of bank housing loans? The latest...

I’m dizzy! If you get a real estate mortgage loan, there is basically no risk! The house can’t be run away!

If you use a fully paid house to get a loan, go to the Housing Management Bureau to complete the mortgage procedures, and the property certificate will be detained at the Housing Management Bureau! As long as the loan amount does not exceed 80% of the property value, there is no risk.

As long as two points are correct for the loan, everything else will be fine:

1. Can the loan be repaid on time under normal circumstances?

2. How to recover the loan if the loan cannot be repaid normally? That’s the issue of collateral!

As long as the above two problems are solved, there will basically be no problems! ! ! Non-performing loan ratio (fraudulent loans, etc.) and risk factors (such as devaluation of collateral, etc.) Analysis of housing loans of XX branch in 20XX

In 20XX, our bank’s housing loans were ***36.75 million, including commercial loans of 28.45 million , provident fund loan 8.3 million. There are 370,000 non-performing loans and the non-performing loan rate is 1%. The main risk is that X property owners will complain due to the XX incident and it will be difficult to collect loans. ?The analysis depends on the specific case. It is best to ask a financial person for this aspect.

4. According to the "Core Indicators for Risk Supervision of Commercial Banks", the non-performing loan ratio refers to the proportion of non-performing loan balances in all loan balances, which shall not be higher than ().

B

Answer Analysis This question examines credit risk. According to the "Core Indicators for Risk Supervision of Commercial Banks", the non-performing loan ratio refers to the proportion of non-performing loan balances in all loan balances, which shall not be higher than 5%.