(2) What is the annual interest of the loan of 200,000 yuan? It depends on the situation!
For modern people, loans have become a very common thing. There are many things in people's lives that need to rely on loans. For example, buying a house requires a mortgage, and buying a car can go to the bank to apply for a car loan. A friend asked, how much is the interest on the loan for 200,000 years? Calculate according to the situation!
What is the annual interest on a loan of 200,000 yuan?
1, bank loan
If the lender applies for a loan of 200,000 yuan in the bank, the bank's one-year loan interest rate should not exceed 24% of the national benchmark interest rate, that is, according to the memory of this interest rate, the lender applies for a loan of 200,000 yuan in the bank, and the annual interest is about 8,700-9,540 yuan.
However, the loan interest rate of each bank is different, and the loan type chosen by the lender is different, and the loan interest rate finally applied for will be different. For example, the interest rate of car loans is usually higher than that of credit loans, and the interest rate of decoration loans is usually higher than that of credit loans.
2. Mobile phone microfinance
The interest rate of mobile phone microfinance in the market is generally higher than that of banks, which is about 24%-36% higher than the benchmark interest rate. The annual interest rate of many small loan software is around 10%-20%. For example, Alipay's loan, the general annual interest rate is around.
In this way, if the lender applies for a small mobile phone loan, then the loan is 200 thousand, and the annual interest is about 20 thousand-40 thousand.
If the repayment method adopted by the lender is average capital, other methods are needed to calculate the loan interest rate. Generally speaking, the annual interest of a loan of 200,000 yuan still needs to be calculated according to the actual situation.
The above is the related content sharing of "How much is the interest of a loan of 20. 1 10,000 years", and I hope it will help everyone!
(3) What is the interest of a loan of 200,000 yuan for one year?
Take 9% interest as an example: the loan is 200,000 yuan, and the interest for one year is 1800 yuan.
According to the question, the loan principal is 200,000, or 200,000.
9% interest, that is, the annual interest rate =0.9%.
According to the formula, annual interest rate = principal * annual interest rate.
Substituting the data in the question, we can get the formula:
Annual interest = 200,000 * 0.9% =1800 yuan.
So you have to pay 1800 yuan interest every year.
(3) What is the annual interest rate of 20/kloc-0 on the loan of Agricultural Bank of China?
1, lump-sum deposit and lump-sum withdrawal, lump-sum deposit and lump-sum withdrawal, deposit and interest withdrawal, 200,000 yuan in other banks except the Postal Savings Bank, with annual interest of 2,700 yuan, 3 100 yuan, 3 100 yuan respectively, and one year, three years and five years in the Postal Savings Bank.
2. For agreed deposits, the interest rate of other banks except China Construction Bank is 1%, and the annual interest of 200,000 yuan is 2,000 yuan;
3. Notice deposit: The notice deposit of six state-owned banks is 0.55% for one day and 1. 1% for seven days, so the deposit is 200,000 yuan and the annual interest is 1 100 yuan respectively.