At present, the annual interest rate of loans for 5-30 years (including 30 years) announced by the People's Bank of China is 4.9%. According to the trial calculation of the benchmark interest rate, if the interest rate remains unchanged, the principal and interest will be repaid in equal amount, and the monthly repayment amount is 458 1 1.08 yuan. The monthly repayment amount is reduced according to the average capital method.

If you are going to apply for a loan in China Merchants Bank, the loan interest rate needs to be comprehensively priced in combination with the business type, credit status, guarantee method and other factors you apply for, and can only be determined after being approved by the handling outlets.